Automated credit monitoring with GraydonCreditsafe

Graydon Creditsafe is used by thousands of businesses across Europe to run credit checks, track company risk scores, and monitor changes in the financial health of their counterparties. Their Connect API provides access to credit reports, credit scores, and company data across more than 430 million companies in over 160 countries, with scores refreshed daily.

If your team already uses Graydon Creditsafe, you can connect it to Xlagent using your existing API key. No new data contract, no migration. Your Graydon data becomes the foundation for automated credit monitoring workflows.

Running a credit check on a single company is straightforward. The challenge is scale and consistency: tracking the credit status of a portfolio of tenants, a watchlist of borrowers, a pipeline of acquisition targets, or a list of suppliers over time. Manual follow-up at that scale is slow, easy to miss, and hard to audit.

There is also a frequency gap. Graydon Creditsafe refreshes credit scores daily. Most teams check manually once a month, or once a quarter. You are paying for data that is more current than you can use. An Xlagent agent closes that gap: it monitors your list of companies continuously, at whatever cadence makes sense, and only escalates when something actually changes.

When a credit score shifts, a risk flag appears, or a company's financial status changes, the agent picks it up and reports back. That can be a structured summary delivered on a schedule, an email alert to the right person when a threshold is crossed, or a traceable log entry that becomes part of your workflow.

The agent does the follow-up. Your team acts on what matters.

Credit worthiness checks are a routine part of how private capital teams operate. Screening a prospective tenant before signing a commercial lease. Monitoring the financial health of a borrower across the life of a private credit facility. Checking counterparties before a transaction closes. Tracking portfolio companies for early signs of stress.

These are checks teams already do manually. The integration makes them systematic, scalable, and auditable. As regulatory requirements around counterparty risk monitoring increase across Europe, including under DORA, having a traceable record of every check performed and every change detected is becoming a baseline expectation.

If you are a Graydon Creditsafe customer and want to automate your credit monitoring workflows, reach out to talk about what this looks like for your team.